Mon - Fri: 9:00 am - 5:00 pm

Get Directions

Follow Us On:


About Al-Mawakhat:

Al-Mawakhat is registered as a Non-Banking Micro Finance Company which is regulated by the Securities and Exchange Commission of Pakistan.   

Al-Mawakhat is an institution which intends to play its role of alleviating poverty through provision of financial assistance in a professional and dignified manner through various modes of Financing with an objective to serve low-income individuals as well as to those who don’t have excess to conventional banking services.

The biggest challenge in the microfinance field is high rates of interest which are extremely harsh for financially excluded individuals. AMCL intends to eliminate exploitation of the community through Riba.

AMCL will provide product-based finance facilities according to the needs of the people through various modes of financial assistance which would help to enhance the economy development of the country. AMCL is confident that its sustainable effort would gear up financial activity.  

AMCL is committed to play its vibrant role for the uplift of deprived segments of the society.

AMCL have resolved to make extra ordinary efforts through financial modes to add to the progress, prosperity and well-being of the community


“Serving Humanity with Dignity”


         To empower and assist the capable and deserving citizens from relatively poor and deprived segments of the society & to strive for the betterment of their own and their families through Microfinance Mode of businesses and to contribute practically for the alleviation of poverty by providing opportunities to raise the living standard of willful, skilled, hardworking and needy people around us.


  • The poor usually acquire financial services like loans through informal relationships. These loans, however, come at a high cost per rupee loaned and can be unreliable. Furthermore, banks have not traditionally viewed poor people as viable clients and often will reject them due to unstable credit or employment history and lack of collateral. AMCL ruled out such requirements and provide small product based financial assistance at low cost and through easy installments, thus providing poor’s the funds they need to promote business operation.
  • Underprivileged people may have potentially profitable business ideas, but they cannot put them into action because they lack sufficient funds to initiate ab business. AMCL provides product financial assistance to these customers to get their idea matured. Thus they can contribute towards the welfare of their own, their families and country as a whole.
  • Women make up a large proportion of microfinance beneficiaries. Traditionally, women especially in Pakistan have been unable to readily participate in economic activity. AMCL provides women with the financial backing they need to start business ventures and actively participate in the economy. It gives them confidence, improves their status and makes them more active in decision-making, thus encouraging gender equality.
  • In the days to come, AMCL intends to reduce poverty country wide. Skilled and financially deprived individuals can avail product based financial facility from AMCL which would ultimately trickle down to others in their families and communities as well. AMCL’s financial assistance to various segments of the society can multiply job opportunities.

CEO Message:

“Islam emphasis a lot on Social Justice. One of the original teachings of Islam is to uplift the poor. The distance between Haves and Have Nots of the Society is the foundation of the underlying ills of any nation. As we see People Living below Poverty Line are increasing by the day. The Muslims of the world must follow commandments of the Allah Almighty and the Sunnah of the Holy Prophet (PBUH) by extending a helping hand to the poor and give them opportunities to grow their social and economic life. AMCL is an initiative of Minhaj ul Quran International to serve the low-income groups as well as to people who have little or no access to conventional banking services. The Concept of AMCL originates from the Blessed and History Mawakhat-e-Madinah. AMCL aims to follow the footsteps of the Brotherhood established by the Holy Prophet (PBUH) in Riyasat-e-Madinah, which was based on mutual economic and financial support. “

Financial Products of AMCL:

AMCL offers a variety of innovative and suitable microfinance products which have been specially designed to the needs of deprived segments of the society. The process and procedure have also been tailored according to the need and requirements of the customers, excluding plethora of documents while ensuring quick and easy provision of funds.

Our focus is to maintain highest standards of customer care as such we treat each and every applicant as a valuable asset of AMCL.

The Financial Products of AMCL are as below:

  • Al-Mawakhat Bike Sahulat
  • Al-Mawakhat Apna Rikshaw
  • Al-Mawakhat Asaan Loader
  • Al-Mawakhat Mera Laptop
  • Al-Mawakhat Salai Sahulat
  • Al-Mawakhat Peco Machine
  • Al-Mawakhat Sohni Scooty
  • Al-Mawakhat Jadeed School
  • Al-Mawakhat Karobar Sahulat 

We are making a greatest facilities for customers

Timely Service Delivery & Incident Resolutions!!

Based on detailed private information in personnel files and earnings-to-date information, the correct amounts of income tax, social security tax, and several other deductions from wages have to be calculated. NI contributions, PAYE payments, retirement and holiday pay have to be updated every pay period.

  • Eliminate Repeat Entry
  • Drive Business Process
  • Structure Data & Docs
  • Simplify Communication
  • Eliminate Repeat Entry
  • Drive Business Process
  • Structure Data & Docs
  • Simplify Communication
Projects With 100% Satisfaction


A typical business holds many different...

Experienced & Professional Team


A typical business holds many different...


How We Works



Fill the Application Form online or manually at our office along with necessary legal documents.



After Step 01, Application form will be sent for scrutiny.



After Scrutiny if your application if approved, you have to provide some legal documents.



After providing all required Legal Documents, AMCL will disburse your product in 7 to 10 working days.

Why Choose Us

Get Every Answer

AMCL Markup rate is very low as compared to the market.

We work product based; we work interest free.

Instalment Plan is very easy.

After applications are processed, asset is delivered in 7 to 10 days.

Many institutions have done MoU with AMCL to provide financial assistance to their employees/students.